Turning Hardship Into Hope: Your Path to Financial Freedom Starts Here

“I’ve been where you are—facing eviction, vehicle repossession, living paycheck to paycheck, and struggling to feed my child. As a single mom, I transformed my pain into a mission to guide you in rebuilding your credit and reclaiming your future.” - Kyterria Ivory, Creator of The Credit Repair Ministry

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Why Choose The Credit Repair Ministry?

Our prices are already some of the lowest in the industry because we believe credit repair should be accessible to everyone. Instead of gimmicks or complex referral programs, we focus on providing affordable, high-quality credit repair services that deliver results.

LET'S BEGIN

Choose Your Starting Point Below.

To get credit repair services from The Credit Repair Ministry, you must sign up for a plan with either IdentityIQ or MyScoreIQ. These services provide the credit reports and scores we need to analyze and improve your credit.

  • IdentityIQ: Offers FICO® scores and is ideal for big goals like buying a house or car.
  • MyScoreIQ: Focuses on VantageScore and is great for tracking progress or applying for credit cards.

Credit Monitoring with IdentityIQ

$1

7-Day Trial Offer then $30.99/mo

  • IdentityIQ provides FICO® Scores from all three major credit bureaus: Experian, Equifax, and TransUnion. This makes it an excellent choice if you're working toward big financial goals like:

    • Buying a House (mortgage lenders use FICO®).
    • Getting a Car Loan (auto lenders rely on FICO®).
    • Applying for Personal Loans (most lenders check FICO® scores).

    In addition to FICO® score monitoring, IdentityIQ also offers:

    • Credit Monitoring to alert you of changes to your credit reports.
    • Identity Theft Protection with up to $1 million in insurance.
    • Dark Web Monitoring to keep your personal information safe.

    If you're focused on building a strong FICO® score, IdentityIQ is a great tool to have!

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Credit Monitoring with MyScoreIQ

$1

7-Day Trial Offer then $32.99/mo

  • MyScoreIQ focuses on providing your VantageScore along with key insights to help you monitor and improve your credit. This makes it a great choice for:

    • Applying for Credit Cards (many issuers look at VantageScore).
    • Tracking Your Credit Progress (easier to monitor daily changes).
    • Understanding Your Credit Report with detailed breakdowns and tips.

    MyScoreIQ also includes:

    • Credit Score Tracking to see how your score changes over time.
    • Credit Report Access to review for errors or areas to improve.
    • Custom Alerts for updates to your credit profile.
    • Educational Resources to help you use credit wisely.

    If you're focused on improving your day-to-day credit habits or applying for credit cards, MyScoreIQ is a perfect match!

     
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PICK YOUR PLAN

Affordable Enrollment Fees for Credit Repair.

I understand how overwhelming it can be to fix your credit—that’s why I’ve created plans that are simple, affordable, and effective. No matter where you’re starting, we’ll work together to get your credit where it needs to be.

Why an Enrollment Fee?
By law, no one can charge you upfront to remove items from your credit report. Instead, the enrollment fee covers the time and tools we use to thoroughly review your credit report and create a personalized action plan tailored to your goals.

Credit Education Add-On

$10/mo

Sign Up Fee: $10

  • Access to exclusive eBooks and financial literacy resources.
  • Monthly webinars on credit improvement strategies.

Want to learn more about improving your finances? This add-on gives you access to courses, eBooks, and resources.

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Basic Credit Support

$19/mo

One time Enrollment Fee: $29

  • Personalized Credit Repair Action Plan.
  • Up to 2 Disputes per Month.
  • Access to Credit Education Resources.
  • Email Support (48-hour response time).
  • Monthly Progress Updates via email.

This plan is great if you’re just starting out and need a little help getting on track.

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Essential Credit Builder

$39/mo

One time Enrollment Fee: $49

  • Everything in the Basic Plan.
  • Up to 4 Disputes per Month.
  • Personalized Budgeting Tips.
  • Monthly Credit Score Tracking & Progress Reports.
  • Bi-Weekly Email Support (24-hour response time).

If you’re looking to speed things up, this plan is for you.

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Premium Credit Growth

$59/mo

One time Enrollment Fee: $69

  • Everything in the Essential Plan.
  • Up to 6 Disputes per Month.
  • One-on-One Financial Coaching (1 session per month).
  • Tailored Credit Building Strategy.
  • Priority Support via Text, Email, or Phone.

For those who want one-on-one coaching and a personalized strategy, this plan is the way to go.

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STILL UNSURE? LET’S MAKE IT EASY FOR YOU!

Here’s What Makes Us Different:

  • Affordable Plans: Designed to fit any budget, so you don’t have to stress about money while improving your credit.
  • Simple Process: We break everything down step-by-step so you’ll always know what’s happening.
  • Personalized Support: Your situation is unique, and your credit repair plan should be, too.
  • Real Results: I’m here to help you succeed—not just with your credit, but with your overall financial goals and understanding of how credit works. My goal is to make sure you’re informed and confident when making major purchases, like a car, a home, or taking out a loan.

    When I worked in car sales, I made it a priority to break down every detail for my customers: the vehicle’s history, its features, and most importantly, the paperwork. I never wanted anyone signing anything without fully understanding how it would impact their finances. For instance, I explained how to structure car payments in a way that could help build their credit score, and why their monthly payment was what it was.

    Here’s something I always tell people: car notes aren’t set by dealerships—they’re determined by banks. The monthly note is based on your credit score, payment history, and interest rates. If you find yourself with a higher note on a less expensive car, it’s usually because your rates are higher due to a lower credit score or inconsistent payment history.

    To lower your payment, you might need to:

    • Put more money down.
    • Add a co-buyer with a stronger credit score (the better their credit, the better your rates, the cheaper your car note).

    This is how credit works—it’s like your resume for the banks. When you understand this, you’re in a much stronger position to make financial decisions that benefit you in the long run. My job is to make sure you have the tools and knowledge to make informed choices every step of the way.

THE CREDIT RESET NEWSLETTER 

Real Advice from Someone Who’s Been There.

Sign up for simple, no-nonsense tips and real advice from someone who’s faced challenged credit, a repossession, collections, past due bills, and limited income. I’ll show you how to take control of your credit and your future—because if I can do it, so can you!

Disclaimer: The information provided in The Credit Reset Newsletter is for general informational purposes only and should not be considered financial advice. The tips and strategies shared are based on both my personal experience overcoming credit challenges and my professional experience in the car industry. However, results may vary depending on your individual circumstances. I recommend consulting a qualified financial professional for advice tailored to your specific situation. By subscribing, you agree to receive updates, tips, and promotions related to credit repair. You can unsubscribe at any time by clicking the link at the bottom of any newsletter email.

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